CONSUMERS WORRYING OVER ONLINE BANKING

Adjunto noticia publicada en el Edupage, donde se advierte la preocupación
general de los usuarios del internet Banking en Norteamerica.

CONSUMERS WORRYING OVER ONLINE BANKING
Even as federal regulators insist on tighter security controls for
online banking, some consumers are deciding that the convenience is not
worth the risk. Results of a survey announced this week at a forum on
identity theft indicate that nearly one in five Americans who have
conducted banking transactions online have limited or ended their
online banking due to security concerns. The Federal Financial
Institutions Examination Council, which includes the Federal Reserve
and the Federal Deposit Insurance Corporation, recently issued
guidelines requiring banks to add a second level of authentication for
online banking transactions. That level could include smart cards,
password tokens, or biometric identification. According to the Federal
Trade Commission, 10 million Americans are victims of identity theft
each year, and federal data estimate that each victim spends about 90
hours and $1,700 fixing matters. The survey also indicated that 94
percent of consumers would accept added online security, though 81
percent said they would not want to pay for such extra measures.