PCI DSS es: Payment Card Industry Data Security Standard y significa Estándar de Seguridad de Datos para la Industria de Tarjeta de Crédito .
Ha sido desarrollado en conjunto por la agrupación de las compañías de tarjetas de crédito más importantes, como una guía que ayude a las organizaciones que procesan o manejan tarjetas de crédito con el fin de prevenir los fraudes de tarjetas de crédito relacionados a los sistemas informáticos y sus riesgos.
Las compañías que procesan, guardan o trasmiten datos de transacciones de tarjetas de crédito deben cumplir con el estándar o arriesgan la perdida de sus permisos para procesar las tarjetas de crédito (Perdida de franquicias), enfrentar auditorias rigurosas o pagos de multas. Los Comerciantes y proveedores de servicios de tarjetas de crédito, deben validar su cumplimiento al estándar en forma periódica.
Esta validación es realizada por auditores autorizados Qualified Security Assessor (QSAs). Solo las compañías que procesan menos de 80,000 transacciones por año se les permite realizar una auto evaluación utilizando un cuestionario provisto por el Consocio del PCI.
Pueden acceder al glosario de normas de seguridad de datos de la industria de tarjetas de créditos de pago desde AQUI
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